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Voted "Best of Brentwood" multiple years.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Brian Sharp and the Sharp Homes
Team are some of The Top Selling Real Estate Experts Find Out More >







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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What high-profile rental property rents for $13,500 a month although the star hasn't lived there for over 20 years?
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| A |
Shirley MacLaine's name is still used to promote her Encino, CA, estate even though she hasn't lived there in years.
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See More Real Estate Trivia > |
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Brian Sharp and the Sharp Homes Team Sharp Realty 320 Fairview Ave. Brentwood CA 94513 Phone: 925-240-MOVE Mobile: 925-998-9712 Fax - Brian's: 925-524-2302 Broker: 925-240-6683 Fax - Office: 925-240-1486 Email: Brian@SharpHomesOnline.com
There is a big difference in how Brian does business than most other agents. Many agents are focused on the transaction and what's in it for them. They are focused on their goals, not yours. The #1 principle of Brian's business is trust. He realizes that your home is often your most important financial decision and you need to get the best price and the best terms. 
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